Agreement between User and PANORAMICME.COM, HEYPANME.COM &  CHRISTINEWADE.CO 

Welcome to PANORAMICME.COM, HEYPANME.COM & CHRISTINEWADE.CO. The  PANORAMICME.COM, HEYPANME.COM & CHRISTINEWADE.CO website (the “Site”)  is comprised of various web pages operated by CHRISTINE WADE & COMPANY, LLC – DBA PANORAMIC Me (“CHRISTINE WADE & COMPANY, LLC”).  PANORAMICME.COM, HEYPANME.COM & CHRISTINEWADE.CO is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the “Terms”). Your use of PANORAMICME.COM, HEYPANME.COM &  CHRISTINEWADE.CO constitutes your agreement to all such Terms. Please read these terms carefully, and keep a copy of them for your reference.    

 

PANORAMICME.COM, HEYPANME.COM & CHRISTINEWADE.CO is an E-Commerce  Site.    
SALES AND SERVICES TARGET TO ENTREPRENEURS ONLINE, BUSINESS  MANAGEMENT SERVICES, SAAS (Software As A Service), AND CRM (Contact Relationship Management).    

Privacy 

Your use of PANORAMICME.COM, HEYPANME.COM & CHRISTINEWADE.CO is subject to CHRISTINE WADE & COMPANY, LLC’s Privacy Policy. Please review our  Privacy Policy, which also governs the Site and informs users of our data collection practices.    

 

Electronic Communications 

Visiting PANORAMICME.COM, HEYPANME.COM & CHRISTINEWADE.CO or sending emails to CHRISTINE WADE & COMPANY, LLC constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices,  disclosures and other communications that we provide to you electronically, via email and on the  Site, satisfy any legal requirement that such communications be in writing.    

 

Your Account 

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that CHRISTINE WADE &  COMPANY, LLC is not responsible for third party access to your account that results from theft or misappropriation of your account. CHRISTINE WADE & COMPANY, LLC and its associates reserve the right to refuse or cancel service, terminate accounts, or remove or edit content in our sole discretion.    

 

Children Under Thirteen 

CHRISTINE WADE & COMPANY, LLC does not knowingly collect, either online or offline,  personal information from persons under the age of thirteen. If you are under 18, you may use  PANORAMICME.COM, HEYPANME.COM & CHRISTINEWADE.CO only with permission of a parent or guardian.    

 

Cancellation/Refund Policy 

YOU MAY CANCEL YOUR SUBSCRIPTION AT ANY TIME. ANY CANCELLATIONS  MADE AFTER 60 DAYS OF SERVICE WILL NOT QUALIFY FOR A REFUND. PLEASE  CONTACT US AT TEAM@PANORAMICME.COM WITH ANY QUESTIONS.    

 

Links to Third Party Sites/Third Party Services

PANORAMICME.COM, HEYPANME.COM & CHRISTINEWADE.CO may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of CHRISTINE  WADE & COMPANY, LLC and CHRISTINE WADE & COMPANY, LLC is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site,  or any changes or updates to a Linked Site. CHRISTINE WADE & COMPANY, LLC is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by CHRISTINE WADE & COMPANY, LLC of the site or any association with its  operators.    

 

Certain services made available via PANORAMICME.COM, HEYPANME.COM &  CHRISTINEWADE.CO are delivered by third party sites and organizations. By using any product, service or functionality originating from the PANORAMICME.COM,  HEYPANME.COM & CHRISTINEWADE.CO domain, you hereby acknowledge and consent that CHRISTINE WADE & COMPANY, LLC may share such information and data with any third party with whom CHRISTINE WADE & COMPANY, LLC has a contractual relationship to provide the requested product, service or functionality on behalf of PANORAMICME.COM,  HEYPANME.COM & CHRISTINEWADE.CO users and customers.    

 

No Unlawful or Prohibited Use/Intellectual Property  

You are granted a non-exclusive, non-transferable, revocable license to access and use  PANORAMICME.COM, HEYPANME.COM & CHRISTINEWADE.CO strictly in  accordance with these terms of use. As a condition of your use of the Site, you warrant to  CHRISTINE WADE & COMPANY, LLC that you will not use the Site for any purpose that is  unlawful or prohibited by these Terms. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party’s use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.    All content included as part of the Service, such as text, graphics, logos, images, as well as the  compilation thereof, and any software used on the Site, is the property of CHRISTINE WADE &  COMPANY, LLC or its suppliers and protected by copyright and other laws that protect  intellectual property and proprietary rights. You agree to observe and abide by all copyright and  other proprietary notices, legends or other restrictions contained in any such content and will not  make any changes thereto.    

 

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create  derivative works, or in any way exploit any of the content, in whole or in part, found on the Site.  CHRISTINE WADE & COMPANY, LLC content is not for resale. Your use of the Site does  not entitle you to make any unauthorized use of any protected content, and in particular you will  not delete or alter any proprietary rights or attribution notices in any content. You will use  protected content solely for your personal use, and will make no other use of the content without  the express written permission of CHRISTINE WADE & COMPANY, LLC and the copyright  owner. You agree that you do not acquire any ownership rights in any protected content. We do  not grant you any licenses, express or implied, to the intellectual property of CHRISTINE WADE  & COMPANY, LLC or our licensors except as expressly authorized by these Terms.    

 

Use of Communication Services 

The Site may contain bulletin board services, chat areas, news groups, forums, communities,  personal web pages, calendars, and/or other message or communication facilities designed to  enable you to communicate with the public at large or with a group (collectively, “Communication  Services”). You agree to use the Communication Services only to post, send and receive messages  and material that are proper and related to the particular Communication Service.    By way of example, and not as a limitation, you agree that when using a Communication Service,  you will not: defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as  rights of privacy and publicity) of others; publish, post, upload, distribute or disseminate any  inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material  or information; upload files that contain software or other material protected by intellectual  property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or  have received all necessary consents; upload files that contain viruses, corrupted files, or any other  similar software or programs that may damage the operation of another’s computer; advertise or  offer to sell or buy any goods or services for any business purpose, unless such Communication  Service specifically allows such messages; conduct or forward surveys, contests, pyramid schemes  or chain letters; download any file posted by another user of a Communication Service that you  know, or reasonably should know, cannot be legally distributed in such manner; falsify or delete  any author attributions, legal or other proper notices or proprietary designations or labels of the  origin or source of software or other material contained in a file that is uploaded; restrict or inhibit  any other user from using and enjoying the Communication Services; violate any code of conduct  or other guidelines which may be applicable for any particular Communication Service; harvest or  otherwise collect information about others, including e-mail addresses, without their consent;  violate any applicable laws or regulations.    CHRISTINE WADE & COMPANY, LLC has no obligation to monitor the Communication  Services. However, CHRISTINE WADE & COMPANY, LLC reserves the right to review  materials posted to a Communication Service and to remove any materials in its sole discretion.  CHRISTINE WADE & COMPANY, LLC reserves the right to terminate your access to any or  all of the Communication Services at any time without notice for any reason whatsoever.    CHRISTINE WADE & COMPANY, LLC reserves the right at all times to disclose any  information as necessary to satisfy any applicable law, regulation, legal process or governmental  

request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in  CHRISTINE WADE & COMPANY, LLC’s sole discretion.    Always use caution when giving out any personally identifying information about yourself or your  children in any Communication Service. CHRISTINE WADE & COMPANY, LLC does not  control or endorse the content, messages or information found in any Communication Service and,  therefore, CHRISTINE WADE & COMPANY, LLC specifically disclaims any liability with  regard to the Communication Services and any actions resulting from your participation in any  Communication Service. Managers and hosts are not authorized CHRISTINE WADE &  COMPANY, LLC spokespersons, and their views do not necessarily reflect those of  CHRISTINE WADE & COMPANY, LLC.    Materials uploaded to a Communication Service may be subject to posted limitations on usage,  reproduction and/or dissemination. You are responsible for adhering to such limitations if you  upload the materials.    

 

Materials Provided to PANORAMICME.COM, HEYPANME.COM &  CHRISTINEWADE.CO or Posted on Any CHRISTINE WADE & COMPANY, LLC  Web Page 

CHRISTINE WADE & COMPANY, LLC does not claim ownership of the materials you  provide to PANORAMICME.COM, HEYPANME.COM & CHRISTINEWADE.CO  (including feedback and suggestions) or post, upload, input or submit to any CHRISTINE WADE  & COMPANY, LLC Site or our associated services (collectively “Submissions”). However, by  posting, uploading, inputting, providing or submitting your Submission you are granting  CHRISTINE WADE & COMPANY, LLC, our affiliated companies and necessary sublicensees  permission to use your Submission in connection with the operation of their Internet businesses  including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly  perform, reproduce, edit, translate and reformat your Submission; and to publish your name in  connection with your Submission.    No compensation will be paid with respect to the use of your Submission, as provided herein.  CHRISTINE WADE & COMPANY, LLC is under no obligation to post or use any Submission  you may provide and may remove any Submission at any time in CHRISTINE WADE &  COMPANY, LLC’s sole discretion.    By posting, uploading, inputting, providing or submitting your Submission you warrant and  represent that you own or otherwise control all of the rights to your Submission as described in this  section including, without limitation, all the rights necessary for you to provide, post, upload, input  or submit the Submissions.    

 

International Users 

The Service is controlled, operated and administered by CHRISTINE WADE & COMPANY,  LLC from our offices within the USA. If you access the Service from a location outside the USA,  you are responsible for compliance with all local laws. You agree that you will not use the  CHRISTINE WADE & COMPANY, LLC Content accessed through PANORAMICME.COM, HEYPANME.COM & CHRISTINEWADE.CO in any country or in  any manner prohibited by any applicable laws, restrictions or regulations.   

 

Indemnification 

You agree to indemnify, defend and hold harmless CHRISTINE WADE & COMPANY, LLC,  its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and  expenses (including reasonable attorney’s fees) relating to or arising out of your use of or inability  to use the Site or services, any user postings made by you, your violation of any terms of this  Agreement or your violation of any rights of a third party, or your violation of any applicable laws,  rules or regulations. CHRISTINE WADE & COMPANY, LLC reserves the right, at its own  cost, to assume the exclusive defense and control of any matter otherwise subject to  indemnification by you, in which event you will fully cooperate with CHRISTINE WADE &  COMPANY, LLC in asserting any available defenses.    

 

Arbitration 

In the event the parties are not able to resolve any dispute between them arising out of or  concerning these Terms and Conditions, or any provisions hereof, whether in contract, tort, or  otherwise at law or in equity for damages or any other relief, then such dispute shall be resolved  only by final and binding arbitration pursuant to the Federal Arbitration Act, conducted by a single  neutral arbitrator and administered by the American Arbitration Association, or a similar arbitration  service selected by the parties, in a location mutually agreed upon by the parties. The arbitrator’s  award shall be final, and judgment may be entered upon it in any court having jurisdiction. In the  event that any legal or equitable action, proceeding or arbitration arises out of or concerns these  Terms and Conditions, the prevailing party shall be entitled to recover its costs and reasonable  attorney’s fees. The parties agree to arbitrate all disputes and claims in regards to these Terms and  Conditions or any disputes arising as a result of these Terms and Conditions, whether directly or  indirectly, including Tort claims that are a result of these Terms and Conditions. The parties agree  that the Federal Arbitration Act governs the interpretation and enforcement of this provision. The  entire dispute, including the scope and enforceability of this arbitration provision shall be  determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms  and Conditions.    

 

Class Action Waiver 

Any arbitration under these Terms and Conditions will take place on an individual basis; class  arbitrations and class/representative/collective actions are not permitted. THE PARTIES AGREE  THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN EACH’S  INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY  PUTATIVE CLASS, COLLECTIVE AND/ OR REPRESENTATIVE PROCEEDING, SUCH  AS IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION AGAINST THE  OTHER. Further, unless both you and CHRISTINE WADE & COMPANY, LLC agree  otherwise, the arbitrator may not consolidate more than one person’s claims, and may not  otherwise preside over any form of a representative or class proceeding.    Liability Disclaimer THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR  

AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR  TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE  INFORMATION HEREIN. CHRISTINE WADE & COMPANY, LLC – DBA PANORAMIC  ME AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN  THE SITE AT ANY TIME.    CHRISTINE WADE & COMPANY, LLC – DBA PANORAMIC ME AND/OR ITS  SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY,  RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE  INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS  CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT  PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE,  PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS”  WITHOUT WARRANTY OR CONDITION OF ANY KIND. CHRISTINE WADE &  COMPANY, LLC – DBA PANORAMIC ME AND/OR ITS SUPPLIERS HEREBY  DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS  INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS,  INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF  MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON INFRINGEMENT.    TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT  SHALL CHRISTINE WADE & COMPANY, LLC – DBA PANORAMIC ME AND/OR ITS  SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL,  SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER  INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR  PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR  PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE  OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE  SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND  RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING  OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT,  NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF CHRISTINE WADE &  COMPANY, LLC – DBA PANORAMIC ME OR ANY OF ITS SUPPLIERS HAS BEEN  ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME  STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF  LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE  LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY  PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE  AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.    

 

Termination/Access Restriction  

CHRISTINE WADE & COMPANY, LLC reserves the right, in its sole discretion, to terminate  your access to the Site and the related services or any portion thereof at any time, without notice.  To the maximum extent permitted by law, this agreement is governed by the laws of the State of  Vermont and you hereby consent to the exclusive jurisdiction and venue of courts in Vermont in all  disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any  jurisdiction that does not give effect to all provisions of these Terms, including, without limitation,  this section.    You agree that no joint venture, partnership, employment, or agency relationship exists between  you and CHRISTINE WADE & COMPANY, LLC as a result of this agreement or use of the  Site. CHRISTINE WADE & COMPANY, LLC’s performance of this agreement is subject to  existing laws and legal process, and nothing contained in this agreement is in derogation of  CHRISTINE WADE & COMPANY, LLC’s right to comply with governmental, court and law  enforcement requests or requirements relating to your use of the Site or information provided to or  gathered by CHRISTINE WADE & COMPANY, LLC with respect to such use. If any part of  this agreement is determined to be invalid or unenforceable pursuant to applicable law including,  but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid  or unenforceable provision will be deemed superseded by a valid, enforceable provision that most  closely matches the intent of the original provision and the remainder of the agreement shall  continue in effect.    Unless otherwise specified herein, this agreement constitutes the entire agreement between the user  and CHRISTINE WADE & COMPANY, LLC with respect to the Site and it supersedes all  prior or contemporaneous communications and proposals, whether electronic, oral or written,  between the user and CHRISTINE WADE & COMPANY, LLC with respect to the Site. A  printed version of this agreement and of any notice given in electronic form shall be admissible in  judicial or administrative proceedings based upon or relating to this agreement to the same extent  and subject to the same conditions as other business documents and records originally generated  and maintained in printed form. It is the express wish to the parties that this agreement and all  related documents be written in English.    

 

Changes to Terms 

CHRISTINE WADE & COMPANY, LLC reserves the right, in its sole discretion, to change the  Terms under which PANORAMICME.COM, HEYPANME.COM & CHRISTINEWADE.CO  is offered. The most current version of the Terms will supersede all previous versions.  CHRISTINE WADE & COMPANY, LLC encourages you to periodically review the Terms to  stay informed of our updates.    

 

Contact Us 

CHRISTINE WADE & COMPANY, LLC welcomes your questions or comments regarding the  Terms:    
CHRISTINE WADE & COMPANY, LLC – DBA PANORAMIC Me  
PO BOX 1009  
DERBY, Vermont 05829      
Email Address:  growyourbiz@christinewade.co
Telephone number:  802-766-1146    

 

Effective as of January 01, 2023